An insurance is a necessity these days. You cannot keep it aside and purchase only the vehicle. Your car might be damaged or you might meet with an accident. If you and your vehicle is insured, the financial loss can be easily covered. Do not wait for the prices to fall rather compare car insurance rates and finalize it. Whether it is a new policy or a car insurance renewal policy, find out the best insurance dealers and go ahead with them.
Accidents might occur while you are crossing the road. The vehicle might have hit you while you were at zebra crossing. But do not be scared. There are laws that are framed for the safety of the pedestrian as well. You can file a case against the person who was driving the car at the time of accident. When the pedestrian is injured, the situation will be analyzed by the experts. There are CCTV cameras installed at various signals, hence the case would become more easier. The medical bills, treatments and other injuries can be claimed from the defendant. But, this is possible only if the defendant is found guilty. Here are few factors to be considered before the final claim:
The injury could be a minor injury or a major one. In case of a major injury, the compensation would be slightly higher than the minor ones. The nature of treatment also a plays a major role in the compensation part. If you are treated by a non-physician, you can claim only the actual expense that has occurred and not the higher amount. If any surgery has been performed by reputed doctor, claim for higher amount.
Your injury might have affected your personal as well as professional life.You might have taken leaves resulting to loss of pay and affecting your work. You can claim the amount from the defendant. If you are temporarily affected, the treatment will cure you easily. But, if you are permanently injured, what do you do? Ask for a higher compensation as you have to deal with the disablement throughout your life. recover.
The liability of the driver must be proved by the pedestrian at the time of the legal proceedings. The amount of compensation will depend on the liability of the driver. If you have been solely responsible for the injury, the driver will not be compensating you. If both the parties are at fault, the compensation amount can be shared.
Hope this article has been informative to you. If there is a car accident, you must check your car insurance policy. If the policy has lapsed, compare car insurance rates and renew it immediately. Do not allow the policy to lapse. Thus, keep all the factors in mind before filing the lawsuit and act wisely. Let us know your feedback on the insurance policies and your take if the pedestrian is injured.